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What Should I Ask my Insurance Agent Before I Use Pesticides on my Farm?

Do I have insurance coverage, when I apply pesticides to the property that I own IF ...

I damage my land or I am required to “clean up” the land . . . 1.     Does it make a difference if the damage comes from one identifiable incident or if the damage is the cumulative effect of years of pesticide application?
2.     Is this coverage available from my current insurer? 3.     Does the likelihood of that happening warrant the additional premium?
I am injured or a family member or an employee is injured. . .
1.What about accident insurance?  Workers compensation?          Employer’s liability endorsement?
2.     Does my liability insurance coverage have an environmental damage exclusion? 3.     Will my liability insurance coverage respond if the damage to the third party is a result of my “illegal act”? 4.     What is the difference between my occurrence limit and my aggregate limit? 5.     What if I am on the road and a spill happens?
A neighboring property is damaged…
Recent posts

Use of Aquatic Herbicides by Farmers - Regulation 63/09 of the Pesticide Act

Certified Farmers
A Certified Farmer may buy and use a Class 2 or 3 herbicide to control weeds in a pond on his/her agricultural operation.  The General Vendor must record the Certified Farmer’s Grower Pesticide Safety Course certificate number and expiry date with the record of sale.


A permit may be required for the use of pesticides in a water extermination.
Ponds Wholly Contained with No Outflow A Certified Farmer does not need a permit to apply an aquatic herbicide to his pond if the pond is wholly contained withi

Pesticide Use Around the Farm House and Lawn

Farmers must use pesticide products in Class 5, 6, or 7 with an active ingredient in Class 11 (biopesticides and certain lower risk pesticides) to manage weeds, insects and plant diseases affecting lawns and gardens around their home.  Before using a pesticide, farmers should consider using alternative control methods such as cutting/mowing of vegetation.

Farmers are not allowed to use Class 2, 3 or 4 pesticides for cosmetic purposes such as for maintaining lawns and gardens around the farm house, vegetation control on paths, driveways and parking areas which are not part of an agricultural operation.  There are no exceptions to the ban for pest infestations (insects, fungi or weeds) on lawns, gardens and other outdoor areas.

A "biopesticide" is a pesticide product that meets criteria established in the Pesticide Management Regulatory Agency's (PMRA) proposal for lower risk pesticides.  Such lower risk pesticides have a non-toxic mode of action and are of low toxicity to non-t…

Tank Mixing Pesticides for Crop Production or Vegetable Management

Before you mix products, make sure that each product is registered for the intended use.  Always check the product labels for the recommended crops, pests, rates, timing and adjuvants and follow all the label directions on each product used in the tank mix.  Make sure that you: ·use an adjuvant only when directed by one of the labels ·apply at the recommended growth stage of the pests and crops on each label and that these are compatible ·follow the directions on the label that best protects you and the environment, such as using the largest buffer zone, longest re-entry and pre-harvest intervals and wearing the most protective clothing and personal protective equipment ·don’t mix pesticides if one of the labels states not to mix them If you mix pesticides that do not have tank mixing directions on one of the labels, there is no guarantee that the tank mix will work.  Severe problems could result, including: ·increased hazards to you, the applicator.
·a chemical reaction occurring between th…

Resistance Management

Mike Cowbrough thinks resistance prevention is an oxymoron.  “If you are using chemical weed control there is no such thing as resistance prevention, growers need to focus on resistance management,” says Cowbrough, the provincial weed specialist with the Ontario Ministry of Agriculture, Food and Rural Affairs. Cowbrough says the agricultural industry has been talking about resistance management in weeds for years.  “And what conclusions have we come to?” he asks.  There are many cases of resistant weeds, but most growers only think about it when the problem happens on their farm. “I understand why growers make decisions the way they do- it’s necessary to deal with what is in front of them at the time,” says Cowbrough.  “But what they need to remember is what we have learned historically – a lot can change in five or six years. Cowbrough encourages growers to think strategically about the reality of weed resistance developing on their farm.  Imagine you have rented a new field for IP soy…

What If I am a Researcher and I Need to Buy and Use Pesticides?

A person is exempt from a structural or land exterminator licence, and a permit, and from Section 9 of Regulation 63/09 under the Pesticides Act in order to buy or use a Class 2, 3, 4, 5, 6, 7 or 12 pesticide for research purposes or a test (Reg. 63/09, Ss.10 (1)). 
The researcher must: •use the pesticide on properties designated for research, and
•be affiliated with a research centre, university or college, or
•be a professional researcher from industry or government, or
•be supervised by a professional researcher.

If you are a researcher but do not meet these requirements, you may be considered for a research exemption as prescribed in ss. 10 (2) and (3).
If you are a researcher and you need to buy and use pesticides, you must write a letter requesting approval from the Director under the Pesticides Act. Address your letter to:  Director under the Act Ontario Ministry of the Environment and Climate Change 40 St. Clair Ave. West 7th Floor TORONTO, ON  M4V 1M2 Phone: 416– 327-5199 Fax: 416-327-2…

Purchase and Use of Pesticides by Ontario Weed Inspectors - Regulation 63/09 of the Ontario Pesticide Act

Provincial Weed Inspectors A weed inspector designated under the Weed Control Act requires an exterminator licence in order to purchase and use Commercial herbicides in Classes 2, 3 or 4 to control noxious weeds that interfere with land used for agricultural or horticultural purposes. ·He/she needs a Landscape Exterminator Licence to buy and use Class 2, 3, or 4 herbicides for the control of noxious weeds to maintain turf or ornamentals. ·He/she needs an Industrial Vegetation Exterminator Licence to buy and use Class 2, 3, or 4 herbicides for the control of noxious weeds in areas that benefit a public work. For example, if a weed inspector ordered a landowner to remove a noxious weed along a roadside (i.e. a highway which is a public work as defined in O. Reg.63/09) because the noxious weeds are interfering with land used for agricultural or horticultural purposes, the landowner and the weed inspector have several options:  1.The landowner can mechanically remove the noxious weeds.  2. The…