What Should I Ask my Insurance Agent Before I Use Pesticides on my Farm?

Do I have insurance coverage, when I apply pesticides to the property that I own IF ...

I damage my land or I am required to “clean up” the land . . .

1. Does it make a difference if the damage comes from one identifiable incident or if the damage is the cumulative effect of years of pesticide application?

2. Is this coverage available from my current insurer?

3. Does the likelihood of that happening warrant the additional premium?

I am injured or a family member or an employee is injured. . .

1. What about accident insurance? Workers compensation? Employer’s liability endorsement?

2. Does my liability insurance coverage have an environmental damage exclusion?

3. Will my liability insurance coverage respond if the damage to the third party is a result of my “illegal act”?

4. What is the difference between my occurrence limit and my aggregate limit?

5. What if I am on the road and a spill happens?

A neighboring property is damaged and I am alleged to be legally liable to compensate the owner. . .

1. Do I have insurance coverage for that?

2. If I don’t, is it available from my current insurer?

3. Is there a time limit for reporting the incident?

4. Does it matter if the damage is the result of one incident or the accumulation of pesticide over time?

5. Does the likelihood of that happening warrant the additional premium?

I am determined to have a legal obligation to “clean up” a neighboring property

1. Do I have insurance coverage for that?

2. If I don’t, is it available from my current insurer?

3. Is there a time limit for reporting the incident?

4. Does it matter if the damage is the result of one single incident or is the result of an accumulation of pesticide?

5. Does the likelihood of that happening warrant the additional premium?

It is alleged that I caused a third party (not an employee) some bodily injury

1. Do I have insurance coverage for that?

2. If I don’t, is it available from my current insurer?

3. Does it matter if the damage is the result of one single incident or is the result of an accumulation of pesticide?

4. Does the likelihood of that happening warrant the additional premium?

Restricted Entry Intervals

Restricted Entry Interval (REI) is the period of time after a pesticide has been applied that agricultural workers or anyone else must not do hand labour tasks in treated areas. The REI allows the pesticide residues and vapours to dissipate to safe levels for work to be done. Hand labour tasks involve substantial worker contact with treated surfaces such as plants, plant parts or soil. Examples of these activities include: · harvesting, detasseling, thinning, weeding, scouting, planting, mowing, roguing, and packing produce into containers in the field or greenhouse. You can only do these tasks after the Restricted Entry Interval has ended.

Emergency Numbers

Emergency Numbers 9-1-1 Spills Action Centre: 1-800-268-6060 Ontario Poison Centre: 1-800-268-9017 Transport Emergencies: *666 (cell) 1-888-CANUTEC 1-888-226-8832 Farm Information Contact Person: Phone: 9-1-1 Address: Ontario Ministry of the Environment, Conservation and Parks: - Regional Office: - District Office: Pesticide Vendor: Insurance Agent: Pest Management Regulatory Agency: 1-800-267-6315 Ontario Ministr...

Water Soluble Packages

Water Soluble Packages (WSP) are designed to reduce exposure during mixing and loading. However, the Agricultural Handlers Exposure Task Force (AHETF) found that ► users were more exposed when using Water Soluble Packages than Wettable Powders. Exposure occurred when users sprayed high pressure water on the packets and/or intentionally broke the packets to help them dissolve. Use Water Soluble Packages properly to reduce exposure. Follow these handling and mixing instructions developed by the United States Environmental Protection Agency and the AHETF. Handling Instructions • Mix in the spray tank only. • Keep the WSP intact. Do not cut or puncture the WSP. Do not break or release the contents. • Keep the WSP in the outer packaging until just before use. • Keep the WSP dry until adding it to the spray tank. • Reseal the WSP in its outer packaging to protect any unused WSP(S). • Handl...

Ontario Pesticide Education Program

Offering Certification and Training in Pesticide Safety Since 1987 The Ontario Pesticide Education Program certifies and trains Ontario’s farmers and pesticide vendors in pesticide safety. Certification and training through the Ontario Pesticide Education Program is recognized by the Ontario Ministry of the Environment, Conservation and Parks. Visit the Ontario Pesticide Education Program’s website for information about our courses. Call 1-800-652-8573 or e-mail us at rcopep@uoguelph.ca . Farmers Under Regulation 63/09 of the Pesticides Act, Ontario farmers must be certified to buy and use Class B or C pesticides on their farms or woodlots. Certified Farmers must ensure that pesticides are purchased, used, stored, transported and disposed of according to Regulation 63/09. To become certified, a farmer must successfully complete the Grower Pesticide Safety Course . Farmer Assistants Farmer Assistants who use Class B or C pesticid...

Ontario Ministry of Environment, Conservation and Parks: Pesticide Specialist Offices

Ontario Ministry of the Environment, Conservation and Parks: Pesticides Specialist Offices Region Field Offices Telephone Central 5775 Yonge St, 8th Floor Toronto M2M 4J1 1-800-810-8048 416-326-6700 West-Central Ontario Gov't. Bldg., 119 King St. W., 12 th Flr Hamilton L8P 4Y7 1-800-668-4557 905-521-7640 Eastern 1259 Gardiners Road, Unit 3 Kingston K7P 3J6 1-800-267-0974 613-549-4000 Southwestern 733 Exeter Rd., London N6E 1L3 1-800-265-7672 519-873-5000 Northern 199 Larch Street, Suite 1201 Sudbury P3E 5P9 1-800-890-8516 705-564-3237 Ontario Gov’t Bldg., 435 James St. South Suite 331, 3 rd Floor Thunder Bay P7E 6S7 1-800-875-7772 807-475-1205 Technical Assessment and Standards Development Branch ...

Pesticide Safety for Farmer Assistants

Farmer Assistants who use Class B or C pesticides on farms must be trained. Certified Farmers are responsible for all pesticide use and handling on their farms including the use and handling of Class B or C pesticides by Farmer Assistants supervised by Certified Farmers. Farmer Assistants could be family members, farm employees or seasonal workers. Farmer Assistants must: Be 16 years of age or older Work on a farm under the supervision of a Certified Farmer have basic pesticide safety training recognized by the Ministry of the Environment, Conservation and Parks before they handle or use Class 2 or 3 pesticides re-train every 5 years. There are two ways for Farmer Assistants to get the training they need. They can: participate in a Grower Pesticide Safety Course (no test required), or participate in a training session presented by an On-Farm Instructor . On-Farm Instructors The Ontario Pesticide Education Program offers half day sessions ...

Selling Class D Pesticides

Selling Class D Pesticides There are requirements that vendors must follow for the sale of Class D pesticides. The requirements depend on the product’s active ingredients and labelled uses. There are Class D products that can be sold to anyone. These products have: all their active ingredients on the Allowable List , namely the List of Active Ingredients Authorized for Cosmetic Uses. These are low risk pesticides or biopesticides that can be used to manage weeds, insects or other pests affecting lawns and gardens around the home ; or all their uses are allowed in Ontario, that is, there are no banned cosmetic uses on the label. Examples include ant control products used inside a home or repellants for mosquitoes and biting flies. Certain Class D products are Controlled Sales pesticides. Controlled Sales pesticides are pesticides that are used in, on or over land and: have directions for use that are both allowed and not allowed by the cosmetic...

Ontario Pesticide Education Program

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